Welcome to Caldwell Financial

Our Mission

At Caldwell Financial, our mission is to help successful business owners and high-net-worth individuals transform profits and accumulated wealth into lasting financial confidence, freedom, and peace of mind.

We’re at our best when working with clients whose financial lives are multi-layered — where thoughtful planning, strategic insight, and personal connection can make a real difference.

Our approach is relationship-led, tax-efficient, and highly personalised. We bring clarity to complex decisions and help our clients align their wealth with their values, goals, and long-term vision.

Because ultimately, it’s not just about the numbers — it’s about creating more time, freedom, and security to focus on what truly matters: family, legacy, and the life you want to lead.

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Testimonials

See what a selection of our clients say about our financial advisory services.

As the Director of Ekstra Accounting Solutions, I first approached Neal for help consolidating multiple pensions from over 30 years of previous employment and for guidance in setting up a new director pension scheme that aligned with both my personal goals and business structure. His advice was clear, practical, and focused on long-term benefits, not just in terms of personal financial planning, but also corporate tax efficiency. If you're a company director considering your pension options, I highly recommend getting in touch with Neal

J Jensen

Neal has been a tremendous support to me over the years since I took the leap into self-employment. His corporation tax advice has been invaluable. Considering the unpredictable nature of the construction industry in recent years, knowing I have a solid financial plan in place has brought real peace of mind to both me and my family. I highly recommend Neal to anyone in need of sound similar advice and guidance.

C McAuley

T Notman

W Hadnett

Neal has been a huge help to me over the past few months, supporting me in getting firmly positioned on the financial ladder for the future. His advice is clear, realistic, and focused on long-term benefits and reducing risk. He takes the time to really understand your situation and tailors his guidance accordingly. When needed, he’s more than happy to break topics down into simple, easy-to-understand steps. I’d highly recommend having a chat with him if you’re looking for advice on savings, investments, or future financial planning.

Just wanted to give a shout-out to Neal Caldwell who is a good egg. He helped me set up a director’s pension recently and made the whole thing feel really straightforward. As someone who’s always trying to be smart about tax and build something outside the business, this gave me real peace of mind. Proper advice, tailored to me, no BS. If you’re a company director thinking about your future, have a chat with Neal. You’ll be glad you did.